Now Accessing Statewide MLS!

Now Accessing Statewide MLS (Multiple Listing Service)!

Many folks don't know that 99.9% of Realtors in San Luis Obispo only have assess to their County's homes for sale, this is a very narrow segment of the Real Estate market. This puts you the home buyer and seller at an extreme disadvantage. I am proud to say that I am a recent member of the California Statewide MLS system.  Being a member I will be a stronger resource to you as your Realtor.

This Statewide MLS has the most complete and accurate database of listings. I'm able to send you listings, set you up for email notifications of new property and the biggest advantage is that I'm able to list your home and market your home statewide. This advantage gets you maximum exposure to other Realtors, and their buyers, in California.

I work hard to keep on the cutting edge of my business to continue to deliver on your evolving client/ consumer expectations. I look forward to listing your home on the Statewide MLS in the near future.

Please call or email me with any question about the subject of Real Estate. I'm here to help!

"A Realtor that knows homes." Traci Ferguson 805-235-6396 traci@traciferguson.com http://www.traciferguson.com License #01875751, ecoBroker #16082

Arroyo Grande California Home For Sale

Arroyo Grande California Home For Sale!
You want this Charming French Country Canyon Crest Estates Home! Located in Arroyo Grande on a premium lot with over $80K of interior improvements. 

This warm 4bed/3bath home w/detached Office/Studio is perfect for entertaining & enjoying views of the Oceano Dunes, Huasna Valley & Ocean. 

Welcoming red oak hardwood upstairs & custom tile floors downstairs creates a custom feel.

This 1/2 Acre property is located above the fog line so the home is bright & sunny. 

Low maintenance custom designed Landscaping w/Extended View Decks, Paved Walks, Custom Stone Walls & Raised Flower Beds.

This Arroyo Grande home is offered at $850,000. It's easy to show and has sellers who are willing to work with your offer! Give me a call to day to schedule a showing of this Entertainers Dream home.

"A Realtor that knows homes." Traci Ferguson 805-235-6396 traci@traciferguson.com http://www.traciferguson.com License #01875751, ecoBroker #16082

Buyer Resources - Mortgage Calculator

As a buyer in San Luis Obispo you need to have all the information you can to make an informed decision. My job is to help you get the information you need.

I recently have added a Mortgage Calculator to my site, and not just one type of mortgage calculator mind you!
When you go to my site, http://www.traciferguson.com and click on the center button," Real Estate Videos & Info" scroll down to Free Mortgage Calculator. Or click here to see a list of calculators available to you.

How much will my payments be?
How long will my mortgage last if I pay more every month?
How much income to qualify?
How much home can I afford?
Should I pay points?
Should I refinance?
What are the tax benefits of buying?
Standard vs. Bi-weekly
What is my APR?
Interest-Only Payment Calculator        

If you are considering buying in San Luis check out my site and the Mortgage Calculator page.Get a feel for what your payments will be, know what to expect and how your money can work for you. If you have any questions or would like to discuss any of these calculators I would be happy to answer.

Traci Ferguson
805.235.6396
traci@traciferguson.com

San Luis Obispo Downtown Home for Sale!

Blocks from down town San Luis Obsipo, this home combines modern construction and features with classic, downtown San Luis style. Wood floors from the original structure have been utilized in the main home and a very clean studio over the garage has direct access from the alley as do all three garage spaces.

Click Here to see and learn more about this home.

MAIN HOME: A cathedral ceiling in the great room plus woodburning fireplace, slate hearth, hardwood flooring, and recessed lighting to help set the mood for gorgeous SLO living. There are dual-paned windows, decorator colors, beautiful cabinetry in the kitchen, along with a Fisher Paykal 5-burner gas cooktop, electric convection oven, large countertops and slate tile flooring.

Enjoy a home that boasts two suites! The master suite with walk-in closet and master bath also with dual vanities, plus separate shower and jetted tub . . . the guest suite, with its own full bath, has plenty of closet space and an extra bonus nook that offers extra furnishing possibilities!
The indoor laundry is an added convenience.

 Click Here to see more of the interior of this home.

DETACHED STUDIO: The separate studio to the rear has its own balcony view deck, vaulted ceiling, wood flooring, custom and recessed lighting, kitchen, full bathroom, and large room for bedroom / living room / dining area.

The yard has privacy fencing and lots of gardening possibilities ... Bring your ideas for creating your own garden / entertainment haven. SLO’s perfect microclimate may serve your planting ideas well.
There is a fenced side yard off the main home offering privacy and an area for pets or playing.
This home includes a 3-car garage below the studio.  Offered at $699,000

Click Here to see and learn more about this home. Or call me today to learn more 805.235.6396

San Luis Obispo - Home Buyer Tip: Making it easier to buy a home!

How can home buying be easier in San Luis Obispo? 
Well Fannie Mae and Freddie Mac; the two largest purchasers of home loans, set the standards under which they will purchase loans from banks and mortgage companies. They have set up a program to reduce their growing inventory of nearly 1,500 Foreclosed homes called HomePath®

So what's in it for buyers? The benefits include:

• Reduced Home Prices
• Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
• You may qualify even if your credit is less than perfect
• Available to both owner occupiers and investors*
• Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
• No mortgage insurance (Typically if you don't put down 20%, you would need it.)
• No appraisal fees
• Also eligible for HomePath® Renovation Mortgage*
• HomePath® Mortgage financing is available from a variety of lenders - both local and national.

*If you're an investor interested in renovating a property in San Luis County, you may qualify for financing under our HomeStyle® Renovation Mortgage product. See my next Blog Post explaining this option.

Currently there are 3 homes available under this program in the city of San Luis Obispo. There are many more in other neighboring cities. Email me today to get a list of homes that qualify in your area. Take advantage of a government program that helps you purchase at bargain prices and extremely low interest rates.

This is just another way to learn and be smart about Real Estate with me at your side. For any of your home buying needs look to a Realtor that Knows Homes in SLO County.

San Luis Obsipo Condos for First Time Home Owners

Condos in San Luis Obispo are always for sale, but according to local Real Estate Sales the condo market is at it's hottest between the months of January till the end of May. In fact, roughly 90% of all condos go into escrow during this time frame.

So if your thinking of buying a condo in the near future know that your largest inventory and best time to buy is just around the corner. Interest rates are still low and first time home buyer programs make Condos a great investment for the future with very little down. FHA programs only need 3% down making it very affordable either as a personal residence or as an investment property.

I bought a three bedroom Condo while I was going to Cal Poly SLO in 1998, I rented the other 2 rooms out and my mortgage was almost paid for from the rent of my two housemates. Today the home is an income property and still has Cal Poly renters, it pays for itself and then some.

If you're a first time home buyer and have questions about how much down payment you would need for a Condo or Home, I'm here to be your resource. Condos are not complicated or tricky. They give you the flexibility of being a home owner with less maintenance to worry about like yard work, maintaining the exterior paint and roof; typically paid with your home owners fees.

Let's talk about if it is the right fit for you; traci@tracifergsuon.com
Give me a call or email me today to learn more!

Click here for San Luis Obispo Condos currently on the market
If you're looking for a condo in San Luis Obispo County email or call me today!
805-235-6396

San Luis Obispo-Custom Contemporary Green Home

Custom contemporary green home in San Luis Obispo, newly remodeled and is a must see!

From the exterior to the interior the theme is sustainable living for the modern lifestyle.
This San Luis Obispo home has an open floor plan with over 2,000 sq.ft., 3 bedrooms and 2 amazing bathrooms. The elevated views of the East San Luis Mountains are framed in large floor to ceiling dual pane low-E windows. These large windows bring in tons of amazing natural light, lowering your energy use during the day. The finishes of the home are sustainable and green. From the solid bamboo flooring, steel cable railings, low-VOC paint on the walls and Brazilian Ipe wood on the decking. The Brazilian Ipe was also used as an exterior finish at the front of the home, creating a warm wood horizontal texture for incredible curb appeal.

Energy efficiency is also part of the sustainable theme to this home. Brand new heating and plumbing systems with a hot water booster heater, saves on daily water and energy use. The completely remodeled bathrooms have low-flow plumbing fixtures, recycled glass shower tiles and slate flooring. The contemporary kitchen amenities include ENERGY STAR®  kitchen appliances, concrete counter tops with plenty of storage and pantry space.

The native landscaping, surrounding the 6,969 sq.ft. lot, is drought tolerant and filled with mature plantings. The backyard has an additional Ipe deck that opens up to a lush play area or gathering space. Perfect for back yard BBQ's or catching some sun.

The neighborhood amenities are too numerous to list. You are within walking and biking distance to major transportation, farmers markets, dining and the heart of Central Coast living; Downtown San Luis Obsipo.

As your Certified ecoBroker. I'm here to help you with finding the perfect SLO ecoHome of your dreams. EMAIL me TODAY for homes in your area or more in formation on this amazing home.

San Luis Obispo Luxury Home-Central Coast

No San Luis Obsipo home is quite like this!
This Central Coast Mediterranean inspired high end custom home was designed by local San Luis Obsipo Architect Bill Isaman. It's spacious 4-bed, 3.5-bath, 4,500 sq.ft. open plan, sits on 1 Acre. It has incredible Architectural detailing and wonderful use of light & space.  The gourmet kitchen has tons of natural light & prep space, perfect for entertaining and large parties in the kitchen. There is a guest suite w/bath downstairs. Beautiful Master Suite w/ fire place has a view of the San Luis Mountains. The upstairs also has an office, 2 bedrooms and playroom. The large back patio is perfect for outdoor dining and events. Photos were taken by a San Luis local Photographer Dennis Swanson, Studio101West Photography.

This home is a Short Sale and is currently under contract. No further offers will be accepted.

To view the Details of the property Click here.
To view my other listings Click here.
Scroll down to the bottom of the page for listings on the Central Coast.

San Luis Obispo-New Condo Homes for Sale - Deal of the week

Central Coast of San Luis Obispo offers up some brand new condos. New 2 & 3 bedroom townhomes with up to 1,568 square feet, complemented by a fully-furnished Clubhouse/Fitness Center, walking trails, meditation gardens, and seasonal streams just minutes from downtown San Luis, next to local transportation, parks, tot-lot, fitness center, clubhouse & neighborhood amenities.

Laurel Creek combines the charm of San Luis Obispo with the convenience of living just a few minutes to downtown. And it's perfect for those now renting, who can take advantage of all the benefits of home ownership at a cost comparable to what you may now be paying for apartment rent.

This stunning community of townhomes offers a distinctive selection of floor plans and eclectic architectural styles. Each Laurel Creek home has been thoughtfully designed to take advantage of the garden views and mountain ranges that make San Luis Obispo such a special place to live.

They are located at Laurel Creek off of Orcutt. They have new and improved floor plans (four styles to choose from). All starting at $296,900; a steal for San Luis Obispo homes. They are FHA & VA approved, so you can put down as little as 3%. 0% down for a VA loan. Give me a call to see if you qualify 805-235-6396.

This San Luis Obispo Deal of the Week, is very affordable for parents looking to find housing for their college students. It's also a great Investment opportunity for the long term, while San Luis Obispo home prices are low and loan prices are lower than they've been for 40 years.

I'm the expert on these SLO Condos and I'm here to answer any questions you have. Email me or call me today with your questions.

To view the Details of the property Click here.
To view my other listings Click here.

Scroll down to the bottom of the page for listings on the Central Coast.

Central Coast Custom Home Sites - Las Ventanas

Central Coast Custom Home Sites

This new prestigious community is located just minutes from the Village of Arroyo Grande, nine miles from San Luis Obispo, eight miles to Pismo Beach and close to the wineries of the Central Coast. Las Ventanas features 56 home sites within over 4,000 acres of protected open space.

The home sites are clustered among oak woodlands, rolling hills, panoramic views of the mountains, Talley Farms and Talley Vineyard. Price ranges start from the low $300,000, for two to three acre parcels.

Email me to get more information on these beautiful Lots.
Scroll down to the bottom of the page for listings on the Central Coast.

Your Central Coast Real Estate Agent Video - Realtor San Luis Obispo County

"Traci Ferguson is a Realtor that knows homes. http://www.TraciFerguson.com

With a degree in Architecture, having a career in design, being a LEEP AP and ecoBroker, you are in good hands with a realtor with true professional experience in homes. If you are looking to buy or sell real estate along the central coast of California, give Traci a call today!"

These are just some of the words in my new promo video. Please take a look and enjoy the show! 

(You can watch this in HD on YouTube - http://www.youtube.com/watch?v=f9tPJRqVFO0)

If you know of anyone looking to buy or sell, please consider showing them my real estate website and promo. In addition, I can be reached at (805) 235-6396. Referrals are appreciated.


I look forward to making a big difference in your real estate experience!